December 5, 2022



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Julia Kagan has written about personal finance for more than 25 years and for Investopedia...

Julia Kagan has written about personal finance for more than 25 years and for Investopedia since 2014. The former editor of Consumer Reports, she is an expert in credit and debt, retirement planning, home ownership, employment issues, and insurance. She is a graduate of Bryn Mawr College (A.B., history) and has an MFA in creative nonfiction from Bennington College. Each email is packed full of exclusive money-saving deals, handy hints and tips and news about our latest products and offers. Business Vehicle and Van Insurance Cover your business vehicle with our comprehensive or third party, fire and theft insurance.

business insurance

Read our guide to managing small business risk in association with Courier magazine to make sure your small business doesn’t get caught out. Whatever you do for a living, we offer superior service and continual innovation, as seen with ourCyberClear Academy. We won the Feefo Gold Service award in 2017 and our offering was upgraded to Platinum Service status in 2020 and 2021. This independent seal of excellence is rated by real customers. We’ve also won the Response to a Major Claim award at the Commercial Insurance Awards in March 2018. Hiscox offers specialist cover for all kinds of companies, from new micro-businesses to family enterprises and growing SMEs, across a wide range of industry sectors.

Compare Business Insurance Quotes

We know that every small business or rental property is unique, which means your insurance should be too. We aim to take the hassle out of buying a policy, helping you focus on your big dreams. And as a B Corp, giving back to the communities we serve is a priority. We’ll then send you a link to buy insurance at the right time for you. To get your gift card, you’ll need to use this link when buying your policy. Within 45 days of your policy start date, we’ll send you an email with instructions on how to redeem your reward.

  • Keep in mind that when buying an insurance policy, insurers will ask for details like your business address, your trade type, and your actual or projected turnover.
  • Your new insurance quote or renewal premium from any other insurer.
  • To get your gift card, you’ll need to use this link when buying your policy.

Own plant covers larger items of machinery owned by the business, such as cement mixers, diggers, mini-diggers, dumpers, excavators, generators, trailers and temporary site huts and caravans. This does not include regular items in your toolkit, like a hammer. You’re covered for theft of tools when they’re locked in your vehicle overnight that’s parked on your drive, the street or if you’re working away. Technical experts will help fix your IT issues and provide advice on how to prevent future cyber incidents.

Business Insurance Saved Them More Than £21,000

Yes, you can get business insurance before registering your business. When you’re buying business insurance, you probably won’t be asked for your company registration number or other registration details. Good health for you and your employees is vital to keeping your business running.

You can choose whether you pay £50, £100, £150 on each device you insure. In addition, an insurance broker will advise on the development of a Business Continuity Plan to enable the business to survive a major disaster. UK economy, and it is essential that it takes every step possible to ensure that it is protected against the worst case scenario. London bombings and the Buncefield explosion, recent incidents have shown clearly the vast range of impacts emergencies can have on organisations across all sectors, affecting profits and operations. This is bad for employees, shareholders, customers and communities. However large your property portfolio, Swinton Business can offer cover for both commercial and residential properties.

Why Should I Buy Gadget Insurance For My Business?

You can choose the payment type that suits your business and cash flow best. Some customers prefer to pay in one go, while others prefer to pay a regular monthly amount, like you do with lots of other bills. Employers’ liability insurance is required by law if you have people working for you. Without it, you could be fined up to £2,500 a day for each employee. Because when things go wrong, we’re the small experts, experienced in putting things right. You work hard to build your business, so we work hard to help you look after it and protect your good name.