December 10, 2022



Business Insurance For Phones, Tablets, Ipads & Laptops

Employers’ liability insurance covers claims from employees who’ve been injured or become seriously ill as...

Employers’ liability insurance covers claims from employees who’ve been injured or become seriously ill as a result of working for you. typically protects the interests of a company or trading entity. However, sometimes a personal version – known as management liability cover – becomes relevant to protect leaders from personal risk. Such people might include the directors of small businesses and non-profit trustees.

  • Business insurance gives you protection from everyday business risks to large, unexpected compensation claims.
  • That’s why we’ve teamed up with our partner AIG to bring you a number of options should you, or a key person, partner or shareholder, become critically ill or worse.
  • Answer a few questions and we’ll show you quotes from leading insurers in minutes.
  • Business insurance is there for anyone and everyone who provides a professional service and might be at risk of having a claim brought against them.
  • Whatever you do for a living, we offer superior service and continual innovation, as seen with ourCyberClear Academy.

If you employ people, you’re required by law to have employers’ liability insurance. Most businesses with employees need to have at least £5 million of employers’ liability insurance. It also depends on the nature of your work, and whether clients, contracts or regulatory bodies specify a particular level of cover. Think about how much you might need to pay out in claims if something goes wrong.

Policyholders Experiencing Financial Difficulties

Buildings, contents, stock and business interruption insurance can be included, in addition to public and employers’ liability. Cover can also be provided for personal belongings of guests and owners. Safeguard your business in the event that stock is ruined, cash is stolen, or you face a compensation claim where there is legal dispute. Speak to experienced advisers about stock deterioration, business interruption and public liability cover. Protect your shop or salon against costly claims where there is legal liability arising from third party injury, property damage, injury to employees. Loss of stock, money, damage to the shop front and building itself can all be covered.

business insurance

START A NEW BUSINESS INSURANCE QUOTE If you’ve completed an online quote with us and saved it, you can retrieve your quote online for up to 30 days. Here at AXA, we’re no longer sending paper documents unless requested. It’s important to tell us about a potential claim as early as possible. It’s important that you keep all your details as up to date as possible and take reasonable care to give accurate information at every stage. You should also make sure all questions have been answered accurately when buying, renewing or making any changes to your policy.

Product & Services Expandable Section Product & Services

Furthermore, the more devices you add onto your policy, the more of a discount we’re able to give you. Professional liability insurance insures against negligence claims that result from mistakes or failure to perform. Each industry has its own unique concerns that should be addressed. It is especially important for small business owners to carefully consider and evaluate their needs because they may have more personal financial exposure in the event of a loss.