You’ll get a breakdown of the excesses for each quote when you compare with us. A restaurant owner was found at fault after an oil spill in the restaurant https://www.hutchisonandmaul.com/ led to a customer having a bad fall. The customer fractured their collarbone and two ribs, and had to go on sick leave for the best part of five months.
We have more than 800,000 customers that trust us to support them with their insurance by providing fast, flexible cover. If a waiter working at a restaurant slips on a wet floor where there’s no sign https://www.wikipedia.org/ and breaks their leg, then you might needemployers’ liability insurance. Buildings and Contents is one of Aviva’s core covers you’ll need to buy in order to access our other flexible cover options.
You Name It We Insure It
And when you insure stock at your premises or home, you’ll also get an extra 25% of stock covered for two months of your choice as standard, ideal for your busiest periods. Meanwhile, there will be other more general items that you might rely on for your business, like your office furniture or your shop tills. Insure your business contents so that if they’re damaged by an insured event, such as fire or theft, your business keeps going. This insurance also covers you if a customer or member of the public becomes ill or suffers an injury as a result of a product you have supplied. For example, if the heel snaps off a shoe someone has bought from you, causing them to fall over, or if a cupcake you sell at an event makes someone sick. Keep your company up-and-running no matter what with AXA’s business insurance.
- Public liability insurance protects you and your business if someone claims their property has been damaged, they were injured or fell ill because of you or one of your employees.
- Whether your business is taking its first steps, or all grown up, Halifax Business Insurance can help you get the right cover to make sure your business is protected.
- Business interruption will also cover you if key equipment that you use to run your business, like a laptop, is damaged or stolen, meaning you can’t trade.
- One major exception is if a person is delivering goods or services for a fee, including delivery personnel.
- A business professional may require you to show proof of professional indemnity insurance before hiring you as a consultant.
Making changes to your policy is quick and easy, though it is important to remember that we can only speak with interested parties or authorised contacts about your policy. To add an authorised contact, please get in touch and a member of our team will be happy to assist you. Once you’ve purchased your policy, you can continue working worry-free knowing your registered gadgets are protected. Your policy will come with unlimited claims, so you can claim as many times as you need. We have two levels of cover that will cover your business devices against a range of eventualities. With approximately 4.3 million SMEs in the UK, employing around 12 million people, this sector is vital to the UK economy.
Does Public Liability Insurance Cover My Business For The Actions Of My Employees?
When you’ve logged in, pick the policy you need to update, click the details you want to change and follow the on-screen help to make your change. 93% of claims accepted covers the period of 2021 and is a measure of all completed claims received . We support businesses of any size – from one-man bands to large corporations. We have improved our buying journey so that now you can easily register all of your devices at once by uploading a spreadsheet with your device details. Sit back and relax knowing that your registered devices are covered instantly.
The easiest way to find out how much business insurance will cost is to run a quick quote. Public liability insurance protects you if someone is injured or their property is damaged because of your business. People power is everything for the UK’s small businesses and particularly for micro-businesses including start-ups. That’s why personal accident insurance could be so important – if you or an employee is unable to work due to an accidental injury, we’ll keep your business healthy with up to £250 per week. If a serious accident affects your livelihood, this type of cover also pays out a lump sum.