January 31, 2023



Business Insurance To Protect Your Company

Business insurance refers broadly to a class of insurance coverage intended for purchase by businesses...

Business insurance refers broadly to a class of insurance coverage intended for purchase by businesses rather than individuals. Insurance policies come in packages, offering a range of different cover and optional extras. It’s important to remember that the cheapest quote isn’t always the best one, it’s about finding the right cover for you and your business.

business insurance

If you’re operating a home-based business, inquire about additional coverage for equipment and inventory. Public liability insurance is a key cover for many businesses, as it can protect you if someone is injured or their property is damaged because of your business. Simply Business offers between £1 million and £5 million of public liability cover.

We know that every small business or rental property is unique, which means your insurance should be too. We aim to take the hassle out of buying a policy, helping you focus on your big dreams. And as a B Corp, giving back to the communities we serve is a priority. https://www.hutchisonandmaul.com/ We’ll then send you a link to buy insurance at the right time for you. To get your gift card, you’ll need to use this link when buying your policy. Within 45 days of your policy start date, we’ll send you an email with instructions on how to redeem your reward.

Business Insurance Made For You

Whether you’re a cleaner or tradesperson, it’s quick to buy insurance. Answer a few questions and we’ll show you quotes from leading insurers in minutes. It’s easy to buy a range of covers, from public liability insurance to business equipment protection. We’ve helped customers with cases such as the software professional accused of sub-standard development work and also the wildlife photographer whose photography kit was stolen by baboons. Ensure your surgery and your stock is protected – including refrigerated drugs. Get cover against damage to your premises, equipment and business interruption along with public and employers’ liability covers, building and contents insurance and computer cover.

Once you’ve bought your policy, you can access all your documents through your online AXA account. Follow this step-by-step guide and you’ll be up to date in no time. You can make changes to your policy in your AXA Account – your personal and secure area of our website.

  • But when it comes to your employees causing injury or damage, this protection only activates if you also have employers’ liability insurance.
  • Get buildings and contents insurance, as well as product and public liability cover.
  • Get an online quote for business insurance today to find out how Hiscox commercial cover can keep your empire healthy.
  • People power is everything for the UK’s small businesses and particularly for micro-businesses including start-ups.

You can choose whether you pay £50, £100, £150 on each device you insure. In addition, an insurance broker will advise on the development of a Business Continuity Plan to enable the business to survive a major disaster. UK economy, and it is essential that it takes every step possible to ensure that it is protected against the worst case scenario. London bombings and the Buncefield explosion, recent incidents have shown clearly the vast range of impacts emergencies can have on organisations across all sectors, affecting profits and operations. This is bad for employees, shareholders, customers and communities. However large your property portfolio, Swinton Business can offer cover for both commercial and residential properties.

You can choose the payment type that suits your business and cash flow best. Some customers prefer to pay in one go, while others prefer to pay a regular monthly amount, like you do with lots of other bills. Employers’ liability insurance is required by law if you have people working for you. Without it, you could be fined up to £2,500 a day for each employee. Because when things go wrong, we’re the small https://www.wikipedia.org/ experts, experienced in putting things right. You work hard to build your business, so we work hard to help you look after it and protect your good name.

What Are The Different Types Of Business Insurance?

Read our guide to managing small business risk in association with Courier magazine to make sure your small business doesn’t get caught out. Whatever you do for a living, we offer superior service and continual innovation, as seen with ourCyberClear Academy. We won the Feefo Gold Service award in 2017 and our offering was upgraded to Platinum Service status in 2020 and 2021. This independent seal of excellence is rated by real customers. We’ve also won the Response to a Major Claim award at the Commercial Insurance Awards in March 2018. Hiscox offers specialist cover for all kinds of companies, from new micro-businesses to family enterprises and growing SMEs, across a wide range of industry sectors.

Our score is based on the reviews we’ve collected on Feefo, the independent customer research specialist. Our annual Business Boost is designed to help small businesses recover from the setbacks of the last two years. Last year’s £25,000 grant was won by inclusion consultancy Watch This Sp_ce to help them grow their business. If you need to speak to someone, you can, and a UK-based team will be there for you should you need to make a claim. At Simply Business, we help small businesses find the right insurance. In our new TV ad, we’re showcasing some of the best names in business.